Whether you are making a major purchase or looking for the convenience of a line of credit, Two River Community Bank has a solution for your needs.
Two River Community Bank’s Home Equity Line of Credit (HELOC) is convenient, flexible and offers some of today’s most competitive rates. A HELOC is similar to a home equity loan, except that money can be taken out as needed rather than as a lump sum. It is an ideal way to leverage the equity in your home to manage periodic expenses, or to have funds available in case of emergency.
Once you are approved for an amount, you can borrow and repay repeatedly without additional paperwork. Another benefit of a HELOC is that you only pay interest on the money you have actually borrowed. Best of all, the interest on your line may be tax deductible.1
Home Equity Loan
If you would like to use the equity in your home for a one-time purchase, you may wish to consider a Home Equity Loan, which is a fixed-rate first or second mortgage that allows a homeowner to borrow against and use the equity in their home or other qualifying real property. Like a line of credit, interest on the loan may be tax deductible.2
Whether you are interested in purchasing a new or pre-owned automobile, look to Two River Community Bank for your auto loan.
Planning to build your dream home? We can help from groundbreaking to housewarming. With Residential Construction Financing from Two River Community Bank, we can guide you through the loan process and answer your questions and your builders’ questions so your project keeps moving smoothly. We’ll be with you every step of the way!
For more information about Residential Construction Financing with Two River Community Bank, stop by your local branch or contact us.
A Perfect Balance Line of Credit, managed through your Two River Community Bank checking account, offers you convenience, flexibility and security, giving you immediate access to a credit line of up to $5,000.
Personal Unsecured Loans
You don’t have to be a homeowner or have another form of collateral to take advantage of personal loans with Two River Community Bank. Whether you’re interested in an unsecured line of credit or installment loan, we can help.
All loans subject to credit approval.
1 Borrower agrees that if the HELOC facility is paid off and terminated by Borrower within the first 36 months after the date when the account is opened, which is the date when funds are first made available to Borrower under the HELOC facility, Borrower shall be obligated to reimburse Lender for the full amount of all bona fide third party charges actually incurred by Lender in connection with the origination of the HELOC facility and disclosed to Borrower, including all third party charges for settlement services but excluding the full amount of all charges for any such services as are provided by any settlement service provider which is affiliated with Lender or which has, in connection with such settlement services, provided Lender with anything of value.
2 Please consult your tax advisor.