Cash Management

Two River Community Bank can support your business operations with a wealth of services. 

 

A full suite of solutions.

Explore the options below to see the services that can help meet the needs of your business.

PayablesReceivablesFraud PreventionEscrowInvestment Services

 

When it comes to payables management, Two River Community Bank's full suite of services is the simple solution for your business. 
ServicesDescription
Payables Management

Automated ACH

  • Set ACH (Automated Clearing House) for direct deposit of payroll, collections and payments
  • Enjoy a more secure and less expensive service than using checks
  • Get up-to-date account information

Online Bill Pay

  • Pay anyone at anytime in just minutes
  • Set up automatic payments to never miss a payment
  • Easily organize payables and keep track of bills

Direct Deposit of Payroll

  • Save time for you and your employees with customized solutions for payroll processing 

Repurchase Agreements & Sweep Accounts

  • Have funds from an automated operating account disburse excess funds into another account 
  • Optimize operating account balance to maximize interest income

Wire Transfers

  • Secure and efficient way to move funds between institutions
  • Initiate wires online, by fax, or at any one of Two River Community Bank's locations

 

Streamline receipt of payments and accelerate revenue with flexible solutions designed for you to take control over your receivables.
ServicesDescription
Receivables Management

Remote Deposit Capture

  • Scan checks and transmit deposits from your business location
  • Works with a Two River Community Bank supplied scanner connected to your computer
  • Get same-day deposits 
  • Save time and money by eliminating trips to the branch

Read more about Remote Deposit Capture. 

Merchant Bankcard

  • Offers an alternative payment option for your customers
  • Transactions are processed efficiently so payments quickly show up in your business's account

Read more about Merchant Services.

Lockbox

  • Accelerate the collection of your receivables
  • Have checks deposited directly into the account of your choice
  • Access high-quality images of each check

Night Depository

  • Get the safety and convenience of making deposits 24 hours a day, seven days a week

 

Use Two River Community Bank's technology services to help fight against fraud.
ServicesDescription
Fraud Prevention Management 

Online Banking

  • Check balances, view check images and make transfers while protecting against fraud
  • Manage real-time and actionable alerts to stay on top of your account activity

Read more about eServices. 

Positive Pay

  • Get an automated detection tool that protects your business against altered, forged, and counterfeit checks and electronic payments
  • Receive notifications about suspect items and file transmissions
  • Have the peace of mind that when checks are presented at a Two River Community Bank location or deposited at other institutions they are compared to customer issued-check files for verification 

 

OverviewFeatures
Escrow Account Service

With Two River Community Bank’s escrow account service, you can separate escrow or IOLTA funds from your operating funds into individual sub-accounts over which you maintain complete control via a master account. Two River Community Bank does all of the administrative work for you!

  • Access an easy to use online portal
  • Get master & sub-account reporting (monthly)

 

OverviewFeatures
Investment, 401K & Other Retirement Plans*

Investment Services at Two River Community Bank offers a wide selection of investment products and financial planning services to help your business reach its financial goals.

  • Get financial guidance for your business and employees
  • Decide on investment options based on your financial objectives

Read more about Investment Services.

For more information about Cash Management Services from Two River Community Bank, please contact:

Thomas Sannelli

Vice President

Cash Management Sales Officer

Phone: 732.737.4707
Email Thomas 

Robin M. Roszkowski

Vice President 

Cash Management Sales Officer

Phone: 732.533.3673
Email Robin 

*Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates.

The investment products sold through LPL Financial are not insured Two River Community Bank deposits and are not FDIC insured. These products are not obligations of Two River Community Bank and are not endorsed, recommended or guaranteed by Two River Community Bank or any government agency. The value of the investment may fluctuate, the return on the investment is not guaranteed, and loss of principal is possible.

Two River Community Bank and Investment Services at Two River Community Bank are not registered broker/dealers and are not affiliated with LPL Financial.

This site is designed for U.S. residents only. The services offered within this site are offered exclusively through our U.S. registered representatives. LPL Financial U.S. registered representatives may only conduct business with residents of the states for which they are properly registered: CA, FL, MD, NJ, PA and TX. Please note that not all of the investments and services mentioned are available in every state.

We're Here to Help

Our passionate, professional, and friendly staff is available to aid you in your decision-making and provide the highest level of personalized customer service.

Contact Us 

 

Website Accessibility

Sitemap

Contact Us

Back to Top