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Business Checking & Savings Accounts

Two River Community Bank offers several types of business accounts designed to provide you with the benefits and features your business needs. 

 

Keep your business moving.

All Two River Community Bank business accounts offer:

Read important information regarding opening a legal entity account. View current rates.

 Account Types Small Business CheckingBasic Business Checking Business Checking Plus Business Interest NOW Checking 
Compare Business Checking Accounts*

 Description

 Designed for local small businesses.

A simplified, convenient checking solution. 

Suitable for businesses with a higher volume of account activity. 

 For sole proprietors, nonprofits, governmental units and fiduciary relationships.

 Opening Balance

$100 to open an account 

 $1,000 to open an account

$50 to open an account 

$100 to open an account 

 Interest

Non-interest bearing account 

Non-interest bearing account 

Non-interest bearing account 

A competitive, flat rate on the entire balance 

 Monthly Fee

$5 per month 

$10 per month; Fee waived if you maintain a daily minimum balance of $1,000 

Subject to account analysis 

$10 per month; Fee waived if you maintain a daily minimum balance of $1,000 

 Cash Processing Fees

$0.10 per $100 after an allowance of $10,000 

$0.10 per $100 after an allowance of $20,000 

Subject to account analysis 

$10 per month; Fee waived if you maintain a daily minimum balance of $1,000 

 Item Processing Fees

 100 free items per month ($0.50 per each additional item)

400 free items per month ($0.25 per each additional item) 

Subject to account analysis 

 N/A

 Account Types Business Statement Savings Business Prestige SavingsBusiness Ultra Savings*** 
Compare Business Savings Accounts**

 Description

Earn a competitive rate on your entire balance. 

Earn more as your business saves more. 

Competitive earnings on balances up to $1 million. 

 Opening Balance

$100 to open an account 

$1,000 to open an account 

$100,000 to open an account 

 Interest

 Yes

A competitive rate based on your total balance 

Competitive rates based on portions of your balance in designated tiers 

 Monthly Fee

$10 per quarter; Fee waived if you maintain a daily minimum balance of $250 

 $10 per month; Fee waived if you maintain a daily minimum balance of $1,000

$100 per month; Fee waived if you maintain a daily minimum balance of $100,000 

Business Money Market Accounts

With Preferred Business Money Market Accounts from Two River Community Bank, your business can take advantage of competitive, tiered rates and deposit insurance coverage provided by the Federal Deposit Insurance Corporation. Plus:

  • Access to Online Banking and Mobile Banking
  • Unlimited in-person withdrawals**
  • Convenient monthly statements

Please note a monthly fee may be assessed if the minimum daily balance falls below the requirement defined in the account agreement. Please speak with a representative for details.

Business Certificates of Deposit (CDs)

Business Certificates of Deposit (CDs) from Two River Community Bank offer you the ability to earn a higher rate of interest by depositing a specific amount for a specified period of time. Choose from terms with maturities from three months to five years, and be sure to ask about your options for receiving interest.

Please note there is a minimum opening deposit of $1,000 for terms less than one year, and a minimum opening deposit of $500 for terms of one year or more. Interest penalties may be imposed for withdrawals of principal prior to maturity.

Remote Deposit Capture

Remote Deposit Capture from Two River Community Bank allows you to scan and deposit every check you receive, right from your desktop computer.

Benefits

  • Time Savings: Deposit checks from the comfort of your office in just minutes. Fewer trips to the bank saves you time and money, and lets you concentrate on what matters most – your business.
  • Increased Flexibility & Convenience: Remote Deposit simplifies your banking by allowing you to make deposits from multiple locations and providing electronic storage of images for easy retrieval.
  • Accelerated Cash Flow: Cash flow is the lifeblood of any business, so maximizing the potential of your receivables is critical.
  • Security: At Two River Community Bank, security is a primary concern when processing payment information. Remote Deposit processes all payment information over a highly secure internet connection. For your protection, financial information is encrypted and stored according to regulatory guidelines.
  • Easy Installation & Maintenance: Your space-efficient scanner is designed for ease of use and is able to fit within even the smallest work area.

Please note Remote Deposit Capture eligibility is subject to review. To get your business started with Remote Deposit Capture from Two River Community Bank, stop by your local branch or contact us now.


* Transaction and service fees, including insufficient funds and overdraft fees may apply to these accounts. Your mobile carrier’s text messaging and data charges may apply for certain services. Using ATM machines not owned by Two River Community Bank may incur additional charges from other institutions. Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, its features and terms are subject to change at any time in accordance with applicable laws and agreements. For more information, contact your local branch representative.

** Federal regulations limit the number of certain types of withdrawals and transfers from savings and money market accounts to six (6) per month. Excessive transactions may result in fees and/or your account being converted to a checking account. See your account agreement for details.

*** Limit of one account per tax identification number.

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Our passionate, professional, and friendly staff is available to aid you in your decision-making and provide the highest level of personalized customer service.

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