About Us

Two River Community Bank is a New Jersey state-chartered financial institution headquartered in Tinton Falls, NJ, and currently operating 14 branch locations and 2 loan production offices in Monmouth, Ocean, Union and Essex Counties. 


Your Community. Your Bank.

Since opening our doors in 2000, our focus has been on exceptional customer service as we strive to make your banking experience the very best it can be, meet your financial needs and goals, and get to know you as a valued customer and friend.

The key strength of Two River Community Bank is the team we’ve assembled. Our Board of Directors has deep roots in New Jersey and in the surrounding business communities. The core of our professional staff has been working together providing community banking services in this area for more than a decade. The focus of our Bank is to provide a complete array of financial solutions to individuals and organizations located within our local communities.

We invite you to experience the advantages of local management, local knowledge, local decision making and local service in helping you build your financial foundation. Come experience the difference at Two River Community Bank.

Our Mission

Service • Employee Satisfaction • Shareholder Value • Integrity • Community

As an independent community bank, we are focused on the goals of our customers, the welfare of our employees and the benefits to our shareholders. Increased shareholder value is achieved by having a culture that puts the customer first and earns their confidence and loyalty through exceptional, friendly and professional service, while our employees are provided a stimulating and challenging work environment that encourages development and recognizes excellence.

President’s Message

At Two River Community Bank, we distinguish ourselves through extraordinary, personalized customer service. As a customer, you can conduct your banking in person, on your mobile phone or through our website 24 hours a day to check balances, transfer funds, and access a variety of other convenient services. We are committed to ensuring that all of your banking experiences with Two River Community Bank exceed your highest expectations.

Our focus is providing a complete array of banking services to businesses and individuals located within our communities. We operate based upon the principle that a locally owned and operated bank dedicated to the needs of the local community can meaningfully outperform larger banks managed from outside of this region, in terms of service, responsiveness, and commitment to the community.

We invite you to experience the advantages of local management, local knowledge, local decision making and local service in helping you build your financial foundation. I invite you to visit one of our branches to meet our experienced staff eager to service your financial needs.

If you don’t currently bank with Two River Community Bank, but are considering us for your future needs, I encourage you to compare us with any other institution in the region. There’s no doubt in my mind you’ll find that Two River Community Bank offers the area’s best banking value. That will always be our commitment to you.


William D. Moss
President and CEO 

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Our passionate, professional, and friendly staff is available to aid you in your decision-making and provide the highest level of personalized customer service.

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